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Our top priority is to provide you, our customer, with outstanding products and services. This notice provides information to you about how we collect, disclose, and protect “nonpublic personal information” we obtain about you in the course of our business together. When we use the term “ nonpublic personal information” in this notice, we mean personally identifiable information that is not publicly available.

Information we may collect. We collect nonpublic personal information about you from you and from other sources, including the following:

  • Information we receive from you on loan applications and related forms which may include your address, telephone number, employment, assets, income, debt, etc.
  • Information about your transactions with us, our affiliates, or others;
  • Information we receive from a consumer-reporting agency, banks, appraisers, your property insurance coverage and employers.

Our disclosure policy. We do not disclose any nonpublic personal information about our customers or former customers to anyone except as permitted by law.

We may disclose all of the information we collect, as described above, about our customers and former customers that perform services and functions, including marketing services, on our behalf and we may disclose some of this information to other financial institutions with whom we have joint marketing agreements. We do not sell customer information to non-affiliated third parties for marketing purposes.

How we protect your information. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with government regulations to guard you nonpublic personal information.

This policy may change. We reserve the right to change our privacy policy notice from time to time without prior notice to you, unless law requires prior notice.

Please call if you have any questions, because your privacy, our professional ethics, and the ability to provide you with quality financial services are very important to us.